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commercial insurance applications

Can you answer that question in my application for a commercial auto insurance?
In automatic production Vehicle asked whether the services, commercial and retail. I know it's not small. But what is the difference between the vehicle and public service vehicle?
Service is a vehicle that went to and from work. Vehicle itself may not be used in business. I sold Typicially car. Music is a vehicle that is actually used for this work – like when you charming angel somewhere, or if you have a car that offers advice, or submerged materials (eg concrete or gravel) on the site, or lead people (limousines, taxis, buses, vehicles emergency services). detail is when you like to stay – a non-professional. Since the delivery of flowers or furniture.
How to Complete the ACORD 125 Commercial Insurance Application Agency Carrier Section